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Health & Fitness

Why Buy Travel Insurance?

Travel insurance is a must. You can't afford to take a trip without it.

Here are ten reasons why we recommend travel insurance. Traveling inevitably means encountering the unexpected. For a worry-free vacation, you should definitely have it.

Here are some situations in which you will be glad you invested wisely:

  1. You fly to London and your bags fly to Lisbon.
  2. Your daughter gets sick before you leave and you need to cancel your trip.
  3. You miss your connection because of a flight delay.
  4. Your passport and wallet are stolen and you need cash and a replacement passport.
  5. You are on your way home when the airline goes on strike.
  6. Your medication is lost and you need to have an emergency prescription filled.
  7. Your spouse twists an ankle and you need to find an English-speaking doctor.
  8. You get into an accident and need medical attention.
  9. A hurricane forces you to cut your cruise short.
  10. And last but not least, you want the peace of mind provided by knowing that assistance is one call away. Most plans include a 24-hour help line to assist when you need it most.

Horror stories

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One client who signed a waiver saying she didn’t want travel insurance had an accident in Mexico at the first port of call on a fourteen-day cruise. She was hospitalized and the cruise left without her. Her two friends  stayed with her and booked themselves into a hotel close to the hospital. It cost $44,000 in medical fees and accommodation before she got home. She had to have a nurse fly with her.

Another client, who also signed a waiver, had a heart attack while swimming in the Great Barrier Reef in Queensland. He said he was only 54-years old and in good health so he didn’t need travel insurance. The family left him in the morgue and carried on with their five-week trip.

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They stood to lose $100,000 otherwise.

This is why we say no one should leave home without it.

Also, never buy travel insurance from the cruise or tour operator you booked with. If they go bankrupt, you have nothing. We always use a third-party insurance company with different plans, based on your age and the cost of the trip.

A good agent will help you choose the right plan for your specific travel needs.

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